Terms of Use & Important Disclaimers
Last updated: 21 October 2025
INTRODUCTION & DISCLAIMERS
1.1. These Terms of Use & Disclaimers (these “Terms”) are between Streamflow Research Inc. existing under the laws of Panama (“Streamflow”, “we”, “us” or “our”) and you (also referred to herein as “User” or “Customer”).
1.2. These terms govern your access to and use of https://www.streamflow.finance/, the Streamflow App, and such other services as may be offered by Streamflow from time to time (the “Services”).
1.3. You must read and understand these terms before you use the Services.
1.4. THESE TERMS GOVERN YOUR USE OF THE SERVICES UNLESS WE ARE ONLY WILLING TO MAKE THE SERVICES AVAILABLE TO YOU ONLY IF YOU ACCEPT ALL OF PROVISIONS CONTAINED IN THESE TERMS. BY USING THE SERVICES, YOU ARE CONFIRMING YOU UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS. IF YOU ACCEPT THESE TERMS ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU CONFIRM YOU HAVE THE AUTHORITY TO DO SO, AND 'YOU' REFERS TO THAT ENTITY. IF YOU LACK SUCH AUTHORITY OR DO NOT AGREE TO ALL TERMS, PLEASE DO NOT USE OUR SERVICES. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICES.
1.5. STREAMFLOW IS NOT REGISTERED WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION AND DOES NOT OFFER SECURITIES SERVICES IN THE UNITED STATES OR TO U.S. PERSONS. YOU ACKNOWLEDGE THAT TOKENS ARE NOT SUBJECT TO PROTECTIONS OR INSURANCE PROVIDED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR THE SECURITIES INVESTOR PROTECTION CORPORATION.
1.6. Streamflow is a non-custodial service provider and does not at any time hold, manage, possess, or control your Tokens, private keys, or any credentials associated with your wallet(s). You retain sole responsibility for the custody and management of your Tokens and any wallets you choose to use. Streamflow may provide links to third party wallets from time to time for your convenience, but any links provided are strictly for information and purposes only. Streamflow does not endorse, control, or assume responsibility for any third-party wallet providers, and disclaims any and all liability arising from your use of, or reliance on, such third-party services.
1.7. Streamflow does not offer, sell, or facilitate the purchase of any Tokens for investment purposes. Any Tokens accessed through or used in connection with the Platform are not intended to constitute securities, investment contracts, or financial instruments of any kind, and should not be considered as an opportunity for profit, capital appreciation, or financial return. The availability of Tokens on the Platform is solely for purposes of utility and functionality within specific applications or ecosystems. You acknowledge and agree that you are not acquiring or using Tokens via the Platform with any expectation of profit, income, or appreciation arising from the efforts of Streamflow or any third party. Streamflow reserves the right to reject any usage of Tokens or other activities on Streamflow Platform.
1.8. No terms in this document constitute a prospectus, an offer document of any sort, or are intended to constitute an offer of securities, or a solicitation for investment in securities. If you receive Tokens through an airdrop, please note that any Streamflow Platform contribution and/or participation does not represent, constitute or involve the exchange of value for any form of securities, investment units and/or form of ordinary shares in any project, in any platform associated with Streamflow.
1.9. This document in any part thereof and any copy thereof must not be transmitted to any country where distribution or dissemination of these documents and its information is prohibited or restricted. No regulatory authority has examined or approved to this date of any of the information set out in this document. The publication, distribution or dissemination of these Terms do not imply that the applicable laws, regulatory requirements or rules have been complied with.
1.10. All Users are responsible for implementing reasonable measures for securing their own digital wallet, vault or other storage mechanism used to receive and hold Tokens, including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If any private key(s) or other access credentials are lost, the holder may lose access to their Tokens. Streamflow is not responsible for any losses, costs or expenses relating to lost access credentials. Streamflow shall have no obligations in any form or whatsoever to you in respect of your Tokens.
1.11. It is the Token holder’s entire responsibility to withhold, collect, report and remit the correct taxes to the appropriate tax authorities regarding any received Tokens via the Platform.
1.12. You expressly understand and agree that your access to and use of Streamflow Platform is at your sole risk, and that Streamflow Platform is provided “as is” and “as available” without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, we, our subsidiaries, affiliates, and licensors make no express warranties and hereby disclaim all implied warranties regarding Streamflow Platform and any part of it (including, without limitation, the site, any smart contract, or any external websites), including the implied warranties of merchantability, fitness for a particular purpose, non-infringement, correctness, accuracy, or reliability. Without limiting the generality of the foregoing, we, our subsidiaries, affiliates, and licensors do not represent or warrant to you that: (i) your access to or use of Streamflow Platform will meet your requirements, (ii) your access to or use of Streamflow Platform will be uninterrupted, timely, secure or free from error, (iii) usage data provided through Streamflow Platform will be accurate, (iv) Streamflow Platform or any content, services, or features made available on or through Streamflow Platform are free of viruses or other harmful components, or (v) that any data that you disclose when you use Streamflow Platform will be secure. Some jurisdictions do not allow the exclusion of implied warranties in contracts with consumers, so some or all of the above exclusions may not apply to you.
1.13. You accept the inherent security risks of providing information and dealing online over the internet, and agree that we have no liability or responsibility for any breach of security unless it is due to our gross negligence.
1.14. We will not be responsible or liable to you for any losses you incur as the result of your use of the Platform or an electronic wallet, including but not limited to any losses, damages or claims arising from: (a) user error, such as forgotten passwords or incorrectly construed smart contracts or other transactions; (b) server failure or data loss; (c) corrupted wallet files; (d) unauthorized access or activities by third parties, including but not limited to the use of viruses, phishing, bruteforcing or other means of attack against Streamflow Platform, a supporting network network, or an electronic wallet.
1.15. We are not responsible for losses due to blockchains or any other features of Streamflow Platform or an electronic wallet, including but not limited to late report by developers or representatives (or no report at all) of any issues with blockchains, including but not limited to forks, technical node issues, or any other issues having fund losses as a result.
1.16. These Terms will govern the rules, eligibility criteria, and/or participation requirements for any competitions, promotions, marketing campaigns or similar activity that Streamflow may organise.
DEFINITIONS
In these Terms, the following definitions apply:“App” means any Streamflow application or interface accessible through an internet browser on a “software as a service” basis.
“Site” means https://streamflow.finance and includes all of its subdomains.
“Smart Contract” means a self-executing software program wherein the terms of an agreement between two or more parties are encoded directly into lines of code. These contracts are executed by a blockchain network or a private network. The code autonomously governs its execution, and transactions are typically public, traceable, and irreversible.
“Platform” means the Site, the App and any other digital infrastructure made available to Users by Streamflow in connection with the Services.
“Token” means any digital token or asset (which may also be known as a ‘cryptocurrency’) available for transfer, wrapping, or exchange on the Platform.
“Transaction” means the movement of Tokens or data via Smart Contracts or other mechanisms.
“User” means any individual or entity utilizing the Service.
GENERAL AGREEMENT
3.1. By accessing or using the Streamflow Platform or Services, you confirm that you have read, understood, and agreed to all of the terms and conditions outlined in these Terms, as well as our Privacy Policy, available at https://streamflow.finance/privacy. You also represent that you have the legal authority to accept these Terms on behalf of yourself and any party or organization you represent in connection with your use of the Platform and Services. If you are an individual entering into these Terms on behalf of an entity, you affirm that you have the authority to bind that entity. By agreeing to these Terms, the terms “you” and “your” refer to both you and the entity, as well as other users accessing the Platform and Services on behalf of that entity.
3.2. Streamflow reserves the right, in its sole and absolute discretion and without liability to you or any third party, to restrict your use of the Platform and/or Services. Such decisions may be based on various factors, including but not limited to legal/regulatory requirements, our discretion, or your breach of these Terms. Additionally, we may temporarily suspend your access to the Platform and/or Services if technical issues necessitate such action.
CUSTOM AGREEMENTS; SPECIAL TERMS
4.1. Notwithstanding any provision of these Terms, Streamflow reserves the exclusive right, at its sole and absolute discretion, to enter into separate written agreements with specific Users or entities (“Custom Agreements”). Such Custom Agreements may modify, supplement, or override certain provisions of these Terms solely with respect to the applicable User or entity, and solely as expressly stated in such Custom Agreement.
4.2. Except as expressly set forth in a duly executed Custom Agreement, all other provisions of these Terms shall remain in full force and effect.
4.3. To the extent a Custom Agreement expressly conflicts with these Terms, the Custom Agreement shall govern, but strictly and exclusively with respect to the subject matter of that conflict, and solely as it applies to the User bound by such Custom Agreement. No provision in any Custom Agreement shall be interpreted as creating rights or obligations for any other User.
4.4. No Custom Agreement shall be construed as a waiver of any rights Streamflow holds under these Terms, nor shall it be deemed a waiver of compliance by any other User.
4.5. Custom Agreements must be in writing and signed by authorized representatives of both parties to be effective.
4.6. Any modification to a Custom Agreement must be in writing and signed by both parties; verbal amendments shall have no force or effect.
4.7. The provisions of these Terms not modified by a Custom Agreement shall survive any termination or expiration of such Custom Agreement.
ELIGIBILITY
**Excluded Jurisdictions**5.1. Access to Streamflow’s Services is restricted in the following jurisdictions:
(i) The People’s Republic of China (encompassing all areas under its jurisdiction)
(ii) FATF-Listed Jurisdictions (as specified by the Financial Action Task Force for AML/CFT deficiencies in the list).
(iii) Sanctioned Jurisdictions (including but not limited to Crimea, Cuba, Iran, North Korea, Syria, and certain regions in Ukraine such as Donetsk and Luhansk).
(iv) Restricted Jurisdictions where decentralized finance applications are prohibited or heavily regulated (including but not limited to Venezuela, Iraq, Yemen, Zimbabwe, Lebanon, Libya, Somalia, South Sudan, Sudan, Belarus, Burma (Myanmar), Central African Republic, Congo, Côte d'Ivoire, Liberia, Mali, Nicaragua, Russia, the United Kingdom and the United State of America).
5.2. The above jurisdictions are collectively referred to as the “Excluded Jurisdictions” in these Terms. This list is subject to change and may be updated to reflect global regulatory shifts. Users are responsible for ensuring compliance with these restrictions.
Excluded Persons
5.3. The following individuals or entities are prohibited from using Streamflow’s Services:
(i) Individuals and Entities in Excluded Jurisdictions: Including citizens, residents, or those physically present in these jurisdictions.
(ii) Corporate Entities: Businesses incorporated in, operating from, or controlled by individuals in Excluded Jurisdictions.
(iii) Sanctioned Persons: Listed on sanction lists by the United Nations, United States, United Kingdom, European Union, or similar authorities.
Age and Legal Compliance
5.4. Users must confirm the following:
(i) Age Requirement: At least 18 years old, and at least the legal age of majority in the jurisdiction you reside.
(ii) No Prior Suspension: No previous suspension or removal from Streamflow or related services.
(iii) Compliance with Laws: Usage complies with all applicable laws and regulations.
Export Control and Sanctions
5.5. Use of our Services is conditioned upon compliance with:
(i) Export Control Regulations: Adherence to all applicable export control laws.
(ii) Restricted Users: Prohibition on use by individuals or entities from embargoed regions or on sanction lists.
(iii) Prohibited Transactions: No engagement in transactions with Restricted Jurisdictions or Restricted Persons.
Continuous Representation
5.6. Users must continuously ensure:
(i) Non-Restricted Status: They are not subject to trade sanctions, embargoes, or listed on restricted party lists by global authorities.
(ii) Notification Obligation: Immediate notification to Streamflow if their status changes.
5.7. Streamflow reserves the right to enforce these restrictions through measures such as geo-fencing technology.
PROHIBITED ACTIVITIES RELATED TO SECURITIES
6.1. In connection with your use of the Platform and/or Services, you are expressly prohibited from engaging in any form of transaction, trade, or activity involving digital tokens, cryptocurrencies, or any digital assets that represent or are in any way related to securities as defined by applicable securities laws and regulations. This includes, but is not limited to:
(i) Securities Representation: Engaging in transactions involving tokens that represent shares, bonds, derivatives, or any other financial instruments classified as securities under any jurisdiction.
(ii) Securities-Related Operations: Offering, issuing, buying, selling, or trading tokens or digital assets that are subject to or regulated by securities laws, including but not limited to initial coin offerings (ICOs), security token offerings (STOs), or any form of equity or debt tokenization.
(iii) Advisory and Promotion: Providing advice, promoting, or in any way encouraging the purchase, sale, or trade of securities-related tokens.
INTELLECTUAL PROPERTY
7.1. You acknowledge and agree that, unless otherwise stated, we (or, as applicable, our licensors) own all legal right, title and interest in and to all elements of the Platform, and all intellectual property rights therein. The visual interfaces, graphics (including, without limitation, all art and drawings associated with the Platform), design, systems, methods, information, computer code, software, services, “look and feel”, organization, compilation of the content, code, data, and all other elements of the Platform (collectively, the “Materials”) are owned or licensed by Streamflow, and are protected by copyright, trade dress, patent, and trademark laws, international conventions, other relevant intellectual property and proprietary rights, and applicable laws. All Materials are the copyrighted property of Streamflow or its licensors, and all trademarks, service marks, and trade names contained in the Materials are proprietary to Streamflow or its licensors. Except as expressly set forth herein, your use of the Platform does not grant you ownership of or any other rights with respect to any content, code, data, or other materials that you may access on or through the Platform. We reserve all rights in and to the Materials not expressly granted to you in the Terms.
7.2. You may choose to submit comments, bug reports, ideas or other feedback about the Platform, including without limitation about how to improve the Platform (collectively, “Feedback”). By submitting any Feedback, you agree that we are free to use such Feedback at our discretion and without additional compensation to you, and to disclose such Feedback to third parties (whether on a non-confidential basis, or otherwise). You hereby grant us a perpetual, irrevocable, nonexclusive, worldwide license under all rights necessary for us to incorporate and use your Feedback for any purpose.
DIGITAL ASSETS, WALLETS AND SECURITY
8.1. Certain functionalities of the Platform may require you to connect a compatible digital asset wallet (“Wallet”). If you do not connect a Wallet, access to specific features may be limited or unavailable.
8.2. The Platform is a non-custodial interface and does not access, store, or manage private keys, Wallet credentials, or digital assets on behalf of any User. Streamflow does not have custody or control over your Wallet or any digital assets held therein. You retain sole responsibility for managing and securing your Wallet, including any associated private keys, recovery phrases, passwords, and access credentials. Streamflow disclaims all liability arising from unauthorised access, loss, or compromise of your Wallet or digital assets.
8.3. You retain full legal and beneficial ownership of all digital assets in your Wallet at all times. Digital assets accessed or used in connection with the Platform remain your sole property and are not held, loaned, pledged, transferred, or otherwise managed by Streamflow. Streamflow does not acquire any interest, lien, or claim to such digital assets. You acknowledge that you bear all risks associated with your digital assets, including but not limited to loss of access, value fluctuation, theft, technical failures, and compliance with applicable law. Streamflow shall not be liable for any losses or damages arising from such risks.
8.4. You are solely responsible for maintaining the confidentiality and integrity of your Wallet, account credentials, and the devices used to access the Platform. Streamflow shall not be liable for any loss or damage resulting from your failure to maintain adequate security measures.
8.5. Streamflow reserves the right to screen, inspect, and evaluate any Wallet address that interacts with or attempts to interact with its services, products, or smart contracts. You acknowledge and agree that Streamflow may, either directly or through third-party service providers, conduct real-time or periodic reviews of ****Wallet addresses using blockchain analytics and sanctions screening tools. Streamflow may deny, suspend, or otherwise restrict access to its services for any Wallet address that is, or Streamflow suspects to be: (i) associated with illicit activity, including but not limited to money laundering, terrorist financing, fraud, or sanctions evasion; (ii) listed on any governmental, regulatory, or recognized third-party sanctions or watchlist, including but not limited to OFAC, FATF, or EU sanctions lists; (iii) associated with high-risk counterparties or jurisdictions.
USER INFORMATION
9.1. As a condition of accessing or using the Platform, you agree to provide Streamflow with accurate, complete, and current information as required for registration, ongoing account maintenance, or as otherwise requested in connection with the Platform or Services. You represent and warrant that all such information, whether submitted during account creation or thereafter, is truthful, not misleading, and does not infringe upon the rights of any third party.
9.2. You further agree to: (i) promptly update any information previously provided to ensure its continued accuracy and completeness; (ii) cooperate with Streamflow in verifying your information upon request, including providing any documentation reasonably required for compliance with applicable laws, including anti-money laundering (AML), counter-terrorist financing (CTF), sanctions, or know-your-customer (KYC) requirements; and (iii) notify Streamflow without undue delay of any changes to your contact details or other material information relevant to your use of the Platform.
9.3. You acknowledge that Streamflow may rely on the accuracy and completeness of the information you provide. Streamflow shall not be liable for any loss, delay, or failure in the provision of services resulting from your failure to provide accurate or complete information.
9.4. Streamflow reserves the right, in its sole discretion and without notice, to suspend or terminate your access to the Platform in the event that any information provided is inaccurate, incomplete, misleading, or otherwise in violation of these Terms or applicable law.
FEES AND TRANSACTION COSTS
**Platform Fees**10.1. Streamflow may, at its sole discretion, introduce, remove, or modify fees for accessing or using any aspect of the Platform or its Services (including, without limitation, subscription fees, per-transaction fees, platform usage fees, or premium feature fees) (“Platform Fees”). Your continued use of the Platform after the fee change becomes effective constitutes your acceptance of the new fees. Fees for using Streamflow are listed in Fees Documentation.
10.2. If you object to any new or increased Platform Fees, you may terminate your account, otherwise, you will be deemed to have accepted and will be responsible for the new or increased fees.
10.3. By accepting these Terms of Use or by accessing or using the Platform or any Service, you expressly agree to pay all applicable Platform Fees as described in the Fees Documentation section of the Site. The Fees Documentation is hereby incorporated into these Terms by reference. You acknowledge that you have read, understand, and agree to be bound by the Fees Documentation, including all fee schedules and related policies.
10.4. The Platform may, from time to time, implement and evaluate different fee structures, pricing models, incentives, or promotional programs (collectively, “Fee Models”) for the purpose of testing, improving, and optimizing its services, user experience, and market efficiency. Such Fee Models may be applied to a limited number of users, transactions, or regions for a temporary period. The Platform will ensure that any testing is conducted in a fair, reasonable, and non-discriminatory manner, and that no user is subject to materially disadvantageous treatment compared to the standard fees generally applicable at that time.
10.5. The Platform will disclose, either through its website, user interface, or applicable transaction summary, the fees applicable to each transaction prior to execution. User agrees that fees may vary between users or transactions as part of such limited testing or promotional initiatives. User acknowledges and agrees that fees charged by the Platform may not be uniform across all users or transactions, and that participation in any testing or promotional Fee Model does not create any right or entitlement to continued or identical pricing in the future.
Gas fees
10.6. Certain operations on the Platform require on-chain transactions (e.g., transfers, swaps, staking, claims) executed via Smart Contracts on one or more blockchains. You acknowledge and agree that all such blockchain-level transaction fees (commonly referred to as “gas fees,” “network fees,” or “miner fees”) are set by third-party blockchain networks and are not collected, controlled, or refunded by Streamflow.
10.7. You are solely responsible for paying all applicable gas fees associated with any blockchain transaction initiated through the Platform. Streamflow may estimate or display an approximate fee amount before you confirm a transaction, but the final gas fee is determined by the blockchain network at the time of execution.
10.8. In the event a transaction you submit fails due to insufficient gas or network congestion, you remain responsible for any gas fees incurred by the attempted transaction. Streamflow shall have no liability for any failed transaction costs or delays resulting from network conditions.
. PEER CONTRACT TRANSFER MODULE
11.1. The peer contract transfer module (“Module”) is a permissionless, smart contract-based feature that enables Users to initiate on-chain transfers of token vesting and payment contracts directly with one another (more details in Documentation). Streamflow does not act as an intermediary, custodian, or broker. All digital assets remain under the control of Users and are transferred solely based on predefined smart contract logic. At no point does Streamflow hold, access, or manage User assets.
11.2. Eligibility: Use of the Module is subject to applicable laws, regulations, and these Terms. The feature is not intended for, and may not be used by, individuals or entities located in or ordinarily resident in any jurisdiction subject to embargoes, sanctions, or other legal prohibitions, including but not limited to the Excluded Jurisdictions. By initiating or accepting a transfer, you represent and warrant that you meet all applicable eligibility requirements. Streamflow expressly reserves the right, at its sole discretion and without prior notice, to deny, restrict, suspend, or terminate access to this Module or any transaction initiated through it by any User or from any jurisdiction, whether or not listed on the restricted jurisdiction list, where it believes such use may: (i) violate applicable law or regulation; (ii) pose a risk to Streamflow’s compliance obligations; or (iii) contravene Streamflow’s internal policies or risk tolerances.
11.3. No Custodial Service: Streamflow provides this Module as a decentralised technical interface. It does not custody or hold digital assets, and has no access to Users’ private keys or wallets. Users retain full control of their assets at all times, and smart contracts execute transactions autonomously without Streamflow’s intervention or discretion.
11.4. Fees: A commission on the buyer’s transaction amount is automatically collected by the smart contract, as outlined in the applicable Fees Documentation. This commission is separate from any network or gas fees. Streamflow reserves the right to amend its fee structure at any time in accordance with the Terms and the Fees Documentation.
11.5. No Guarantees or warranties: Streamflow makes no representation or warranty regarding the value, legality, or utility of any digital asset, nor the identity, reliability, or performance of any counterparty. Users engage in transactions at their own risk and are solely responsible for conducting independent due diligence. Streamflow is not responsible for counterparties’ actions or omissions beyond what is enforceable via smart contract.
11.6. Limitation of Liability: Streamflow is not a party to any agreement or transaction between Users. To the maximum extent permitted by law, Streamflow disclaims all liability for losses, damages, or claims arising from use of this Module, including due to smart contract failure, transaction execution error, security vulnerabilities, or any other technical or third-party risk.
11.7. Smart Contract Upgrades: Streamflow may upgrade, modify, or replace the smart contracts underlying this Module at its sole discretion for security, performance, or functional reasons. Updates may be implemented without prior User consent. It is your responsibility to monitor and understand any changes that may affect your use of the Module.
. RESERVATION OF RIGHTS
12.1. Streamflow reserves the right to restrict any transactions on the Platform with any User, for any reason, at any time, in accordance with applicable laws. As an alternative to restricting access to the Platform or Services, Streamflow may conduct due diligence at its sole discretion. You may be subject to these due diligence procedures in your use of the Platform or Services. If you choose not to provide the information requested, or if you fail to respond promptly and substantially with the required documentation or data, Streamflow retains the discretion to immediately suspend or terminate your account.
12.2. Streamflow reserves the right but has no obligation, to block or restrict any activity on the Interface that may be associated with any illicit and/or non-compliant activities. If you believe you or your wallet address has been blocked or restricted from using the Interface by mistake, please contact us at: support@streamflow.finance with the subject “Compliance”.
. LIMITATION OF USE
13.3. In connection with your use of the Platform and/or Services, it is essential to comply with the following restrictions to ensure legal and responsible behavior. Violation of any of these provisions will lead to restrictions on your access to the Platform and Services.
(i) Legal Compliance: Do not engage in activities that violate any law, statute, ordinance, regulation, or rules of any self-regulatory organization relevant to your use of the Platform or Services, including, but not limited to, illegal gambling, fraud, money laundering, or terrorist activities;
(ii) Content Integrity: You must not repost, delete, or alter any content or material provided by Streamflow on the Platform and/or Services.
(iii) Intellectual Property Rights: Avoid infringing upon the intellectual property rights of Streamflow or any third party. This includes copyrights, patents, trademarks, or other proprietary rights.
(iv) Non-Interference: Do not restrict or inhibit any other person from using the Platform or Services legally.
(v)Unauthorized Exploitation: It is prohibited to reproduce, modify, adapt, translate, create derivative works of, sell, rent, lease, loan, timeshare, distribute, or exploit any portion of the Platform or Services, except as expressly authorized, without Streamflow Finance’s explicit prior written consent.
(vi) Reverse Engineering: Refrain from reverse engineering, deciphering, decompiling, or disassembling any part of the Platform, except where such restriction is prohibited by law.
(vii) Proprietary Notices: Do not remove any copyright, trademark, or other proprietary rights notices from the Platform or Services.
(viii) Framing and Mirroring: You must not frame or mirror any part of the Platform or Services or incorporate any part of the Platform into any product or service without Streamflow Finance’s express prior written consent.
(ix) Usage Limitations: Avoid taking any action that imposes an unreasonable or disproportionately large load on our infrastructure or that detrimentally interferes with, intercepts, or expropriates any system, data, or information.
(x) Prohibited Software: Do not post, transmit, or make available through the Platform or Services any harmful computer code or programs, like viruses, worms, trojan horses, and other malicious software.
(xi) Unauthorized Access: Avoid attempting to gain unauthorized access to the Platform, other Accounts, or computer systems connected to the Platform. This includes refraining from activities that seek to breach or circumvent security measures.
(xii) Unacceptable Behavior: Engaging in any conduct deemed by Streamflow Finance, in its sole discretion, to be in violation of these Terms or otherwise unacceptable. This includes behaviors that have not been explicitly mentioned in this policy but are considered inappropriate or harmful.
13.2. Your compliance with the foregoing is vital for maintaining a secure and lawful environment on the Streamflow Platform. Streamflow reserves the right to take necessary action, including account suspension or termination, in response to any violations of these terms. Your continued use of the Platform and Services signifies your agreement to adhere to these Terms and any future amendments.
13.3. You further agree that you are solely responsible for your interactions with other users of the Platform. We reserve the right, but has no obligation, to become involved in your dispute with other users of the Platform.
. ASSUMPTION OF RISK
14.1. By accessing and using the Streamflow Platform, you acknowledge that any reliance on the content or information distributed through or accessed from the Platform is solely at your risk. We emphasize that, to the fullest extent permissible by law, neither Streamflow nor its associates will be liable for any damages arising under contract, tort, strict liability, negligence, or any other legal or equitable theory due to your access or use of the Platform. Your only remedy for dissatisfaction with the Platform is to cease its use. If the use of materials from the Platform necessitates servicing, repair, or correction of equipment or data, you agree to assume any associated costs.
14.2. Without limiting the generality of the foregoing you accept and acknowledge each of the following:
(i) The value (if any) of blockchain assets are extremely volatile. Fluctuations in the price of other digital assets could materially and adversely affect the value of your Tokens or other items, which may also be subject to significant price volatility.
(ii) You are solely responsible for determining what, if any, taxes apply to your Token-related transactions. We are not responsible for determining the taxes that apply to your transactions on the Platform or any blockchain.
(iii) There are risks associated with using an Internet-based currency, including, but not limited to, the risk of hardware, software and Internet connections, the risk of malicious software introduction, and the risk that third parties may obtain unauthorized access to information stored within your wallet. You accept and acknowledge that we will not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using the Token, however caused.
(iv) The regulatory regime governing blockchain technologies, cryptocurrencies, and tokens is uncertain, and new regulations or policies may materially adversely affect the development of the our ecosystem, and therefore the potential utility or value of the Token.
(v) You acknowledge and agree that certain actions you take on the Platform – such as token transfers, staking, or other operations effected via Smart Contracts – are executed on one or more public blockchains and are, by design, immutable and irreversible once they have been validated and included in a block. Once you authorize and submit a transaction to a Smart Contract, Streamflow has no ability, authority, or technical means to reverse, modify, or cancel that transaction. Transactions may not be “rolled back” or “refunded” on-chain, even in the event of a mistake or unauthorized access to your account or wallet.
(vi) Streamflow reserves the right at all times to cooperate with any governmental or law enforcement investigation or to disclose any information it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, based on any applicable law, regulation, legal process or governmental request, in Streamflow’s sole and absolute discretion.
. LIMITATION OF LIABILITY
15.1 Streamflow Finance, along with its associates, licensors, service providers, employees, agents, officers, or directors, will not be liable for any damages of any kind under any legal theory arising from your use or inability to use the Platform. This includes direct, indirect, special, incidental, consequential, or punitive damages, regardless of the cause, even if foreseeable. This exclusion and limitation apply to personal injury, emotional distress, loss of revenue, profits, business, data, or any other losses. However, nothing in these terms limits liability for fraud, fraudulent misrepresentation, or for death or personal injury caused by gross negligence.
15.2. In no event shall Streamflow or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use the Platform or the, even if Streamflow or an authorized representative has been notified, orally or in writing, of the possibility of such damage.
15.3. In the context of these Terms, “consequential loss” includes any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity, or otherwise.
15.4. You agree that our total, aggregate liability to you for any and all claims arising out of or relating to these terms or your access to or use of (or your inability to access or use) any portion of Streamflow Platform, whether in contract, tort, strict liability, or any other legal theory, is limited to the greater of: (a) the amounts you actually paid us under these terms in the 12 month period preceding the date the claim arose, and (b) $100.
15.5. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, and some jurisdictions also limit disclaimers or limitations of liability for personal injury from consumer products, so the above limitations may not apply to personal injury claims.
. INDEMNIFICATION
16.1. To the fullest extent permitted by law, You will indemnify, defend and hold harmless Streamflow and its past, present and future employees, partners, contractors, consultants, suppliers, vendors, service providers, agents, representatives, predecessors, successors and assigns (the “Indemnified Parties”) from and against all claims, demands, actions, damages, losses, costs and expenses (including attorneys’ fees) that arise from or relate to: (i) your use of the Platform or any Services, (ii) your responsibilities or obligations under these Terms, (iii) your violation of these Terms, or (iv) your violation of any rights of any other person or entity.
16.2. Streamflow reserves the right to exercise sole control over the defense, at your expense, of any claim subject to indemnification. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Streamflow.
. DISCLAIMER OF WARRANTIES
17.1. Your access to and use of the Streamflow Platform and Services is entirely at your own risk. Except as expressly outlined in these terms, Streamflow makes no warranty, either express or implied, about the Platform or Services. The Platform is provided “as is” and “as available” without warranties of any kind, either express or implied. This includes but is not limited to, the accuracy, reliability, uninterrupted service, correction of defects, or the absence of viruses or harmful components in the Platform or Services. We do not guarantee the completeness or timeliness of information or materials on the Platform and are not liable for errors, omissions, or misinterpretations. The maximum extent permitted by law, all warranties, including merchantability, fitness for a particular purpose, and non-infringement, are disclaimed.
. DISPUTE RESOLUTION; ARBITRATION
18.1. PLEASE READ THIS SECTION CAREFULLY. IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
18.2. If a User has a potential legal dispute, claim or cause of action against Streamflow, the User shall first (prior to initiating any litigation proceedings) contact Streamflow by sending an email to support@streamflow.finance describing the nature of the potential dispute, claim or cause of action and providing all relevant documentation and evidence thereof. If so elected by Streamflow, User shall use commercially reasonable efforts to negotiate a settlement of any such legal dispute, claim or cause of action within 60 days of the delivery of such email. Any such dispute, claim or cause of action that is not finally resolved by a binding, written settlement agreement within such 60 days shall be brought and resolved exclusively in accordance with the following provisions of this Section.
18.3. EXCEPT FOR DISPUTES THAT QUALIFY FOR SMALL CLAIMS COURT, ALL DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS OF USE OR ANY ASPECT OF THE RELATIONSHIP BETWEEN YOU AND US, WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION, OR ANY OTHER LEGAL THEORY, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION ADMINISTERED IN ACCORDANCE WITH THE RULES OF THE CONCILIATION AND ARBITRATION CENTRE OF PANAMA, UNDER THE PROCEDURAL RULES IN EFFECT AT THE TIME THE ARBITRATION IS INITIATED. THE SEAT AND VENUE OF ARBITRATION SHALL BE PANAMA CITY, REPUBLIC OF PANAMA, AND THE ARBITRATION PROCEEDINGS SHALL BE CONDUCTED IN ENGLISH, UNLESS OTHERWISE AGREED. YOU AGREE THAT YOU ARE WAIVING THE RIGHT TO SUE IN COURT AND TO HAVE A TRIAL BY A JURY. YOU AGREE THAT ANY ARBITRATION WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT PERMITTED AND YOU ARE AGREEING TO GIVE UP THE ABILITY TO PARTICIPATE IN A CLASS ACTION.
18.4. The laws of the Republic of Panama shall govern these Terms.
. SEVERANCE
19.1. Any term of these Terms which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms is not affected.
THIRD PARTY CONTENT
20.1. The Site may display, include or make available services, content, data, information, applications or materials from third parties or provide links to certain third party websites (collectively “Third-Party Content”).
20.2. Third-Party Content and links to other websites are provided solely as a convenience to you. Streamflow does not endorse any Third-Party Content. You agree that your access and use of such Third-Party Content is governed solely by the terms and conditions of such Third-Party Content providers, as applicable. Streamflow is not responsible or liable for, and makes no representations as to any aspect of such Third-Party Content, including, without limitation, their content or the manner in which they handle, protect, manage or process data or any interaction between you and the provider of such Third-Party Content.
20.3. Streamflow is not responsible for examining or evaluating the content, accuracy, completeness, availability, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect of such Third-Party Content or websites.
20.4. You irrevocably waive any claim against Streamflow with respect to such Third-Party Content. We are not liable for any damage or loss caused or alleged to be caused by or in connection with your enablement, access or use of any such Third-Party Content, or your reliance on the privacy practices, data security processes or other policies of such Third-Party Content. You should conduct your own due diligence and exercise prudence and discretion in accessing or using any Third-Party Content.
20.5. Participation in any distribution program, issuance or use related to STREAM token is governed by the specific Terms and Conditions, which are separate from these general Terms and Conditions. For details regarding eligibility, procedures, timelines, and obligations related to STREAM token, please review the Terms and Conditions, available at streamflow.foundation. By participating, you acknowledge and agree to be bound by the provisions set forth in the Terms and Conditions available at www.streamflow.foundation. In the event of any inconsistency between these Terms and Conditions and the Terms and Conditions related to STREAM token, the latter shall prevail with respect to matters specifically related to STREAM token.
. STAKING
21.1. Where applicable, your participation in staking services offered by Streamflow shall be subject to the specific terms and conditions governing such services, available at the “Staking Terms”. The Staking Terms form an integral part of the agreement between you and Streamflow.
21.2. By participating in any staking services offered by Streamflow, you acknowledge and agree that both these Terms and the Staking Terms apply to and govern your use of the staking services.
21.3. In the event of any conflict between these Terms and the Staking Terms, the Staking Terms shall prevail, but solely with respect to the staking services, and only to the extent of the conflict.
21.4. Except as expressly modified or supplemented by the Staking Terms, all provisions of these Terms shall remain in full force and effect and shall apply to your participation in staking services.
. CHANGES TO THESE TERMS
22.1. We may revise and update these Terms and other policies from time to time in our sole discretion. When we make changes, we will make the updated Terms available on the website and update the “Last Updated” date at the beginning of these Terms accordingly, which apply to all access to and use of the Platform. Please check these Terms periodically for changes. Any changes to the Terms will apply on the date that they are made, and your continued access to or use of the Platform after the Terms have been updated will constitute your binding acceptance of the updates. If you do not agree to any revised Terms, you may not access or use the Platform.
Staking Terms
1. Eligibility for staking
Certain eligible users may participate in staking services offered by Streamflow (“Streamflow Staking”). By participating in Streamflow Staking, users agree to these Terms, which outline the obligations, rights, and restrictions involved in staking activities. Please review these Terms carefully before staking any assets, as your participation in Streamflow Staking constitutes acceptance of these Terms.
2. Platform and Ownership requirements
Streamflow Staking services are accessible exclusively through a registered user account on the Platform. Users must be the rightful owners of any tokens staked and must hold proper authorisation to engage in staking activities on the Platform. Unauthorised use or participation is prohibited, and Streamflow reserves the right to verify token ownership and authorisation status as needed.
3. Staking Pool Creation and Management
Through Streamflow Staking, users can establish staking pools for any SPL token on the Solana blockchain. Pool creators set specific conditions for each staking pool, including lock-up periods, reward structures, and other relevant terms. Users participating in these pools should be aware that Streamflow does not control or manage the specific staking terms set by pool creators, nor is it liable for any mismanagement or discrepancies in these terms. Participants are encouraged to thoroughly review each pool’s specific terms before staking their tokens.
4. Staking Instructions and Irrevocability
Users can initiate staking by instructing Platform to transfer SPL tokens from their account to a designated staking pool. Once an instruction is confirmed and executed, it is irrevocable and cannot be cancelled.
5. Lock-Up Periods and Withdrawal Conditions
Staking pools may offer various lock-up periods, each with its own rewards structure and conditions. During the lock-up period, staked tokens are non-transferable and cannot be withdrawn, traded, or otherwise used. If a pool allows for early withdrawal, users may face penalties or forfeiture of some or all rewards, as specified in the pool’s conditions. Participants should carefully evaluate each pool’s lock-up terms and understand the implications of early withdrawal before staking.
6. Reward Calculation and Distribution
Rewards from staking are issued based on parameters set by the pool creator, including the lock-up period, pool dynamics, and staking amount. Rewards may be issued in any token as specified by the pool creator. Estimated APY calculations offer a projection of potential earnings but do not guarantee actual returns, as yields can vary due to fluctuations in pool parameters and market conditions. Additionally, rewards may be subject to commissions or fees to cover operational costs before distribution. Streamflow does not guarantee specific reward outcomes, and users are advised that rewards may vary, decline, or, in some cases, be forfeited.
7. Disclaimer of Warranties and Limitation of Liability
Streamflow provides staking services on an “as-is” and “as-available” basis. Streamflow does not guarantee uninterrupted, error-free service or protection from security vulnerabilities. While Streamflow aims to maintain reliable and secure service, technical or operational disruptions outside its control may affect staking functionality.
Streamflow makes no express or implied warranties regarding specific staking rewards, returns, or yield levels. Staking yields are inherently variable and subject to changes in market conditions, pool terms, protocol adjustments, and other external factors. Users should recognise that past performance does not predict future outcomes, and rewards may fluctuate, decline, or cease entirely.
To the fullest extent permitted by law, Streamflow disclaims liability for any losses, damages, or expenses arising from participation in staking. Streamflow shall not be liable for any direct, indirect, incidental, special, or consequential damages, including, but not limited to, loss of funds, anticipated profits, or service interruptions, even if Streamflow has been advised of the possibility of such damages. This limitation applies to claims arising under contract, tort, negligence, strict liability, or any other legal theory.
Staking pools rely on smart contracts, which, despite rigorous testing and audits, may still contain vulnerabilities. Streamflow does not guarantee that its smart contracts or any third-party integrations are free from bugs or exploits. Users participate at their own risk, acknowledging that any compromise in smart contracts could lead to a partial or total loss of staked assets.
Streamflow facilitates staking pools created by third-party users. Streamflow does not manage or control these pools' terms, security practices, or governance. Streamflow bears no liability for any mismanagement, discrepancies, or failures on the part of pool creators to honour their staking terms or obligations. Users should independently review the staking pool terms, recognising that Streamflow is not liable for any user’s decisions or outcomes.
Streamflow operates in an evolving regulatory landscape for DeFi and staking. Streamflow makes no guarantees regarding the regulatory compliance of its services across all jurisdictions. Regulatory changes may require alterations to or suspension of staking services without notice. Users are solely responsible for ensuring compliance with local regulations and accept Streamflow’s disclaimer of liability for penalties or consequences related to non-compliance.
Streamflow does not act as a fiduciary, advisor, or agent on behalf of any user. Staking services provided by Streamflow do not constitute investment, tax, legal, or other professional advice. Users are responsible for their own decision-making, due diligence, and any reliance placed on third-party information or representations related to staking activities.
8. Risk Acknowledgment
Engaging in Streamflow Staking involves significant risks, and users are advised to thoroughly assess these risks alongside their own risk tolerance prior to staking any assets. Staking pools operate through smart contracts, which, despite undergoing rigorous audits, may still harbour vulnerabilities. Any exploit, failure, or malfunction in these contracts can lead to a complete loss of staked assets. Token values are highly volatile, and unfavourable market conditions may sharply reduce the value of both staked funds and accrued rewards. Furthermore, liquidity constraints may limit or delay withdrawals, while early withdrawal actions could trigger penalties that diminish earned rewards. Evolving regulatory environments may also affect the legality, functionality, and accessibility of staking services, potentially impacting user access, eligibility, or the continuity of operations. Staking rewards are inherently variable and can fluctuate based on pool performance, protocol updates, or market dynamics. Fixed yields are not assured, and users should recognise that returns may vary accordingly.
9. User Responsibility and Final Acknowledgment
By participating in Streamflow Staking, users accept the outlined risks, responsibilities, and limitations. Users warrant sole ownership of staked assets and are responsible for legal compliance, tax obligations, and responsible service usage. Users are encouraged to conduct their own research and exercise caution. Continued participation in Streamflow Staking constitutes acceptance of these Terms.